Our Premium Audit division delivers comprehensive audit services nationwide to verify risk exposures and classifications. We conduct audits for all coverage lines including: Workers Compensation, General Liability, Garage Liability, Commercial Auto, and Fleet.
From small businesses to Fortune 1000 companies, our auditors bring deep industry knowledge and proven
experience auditing diverse business types, including construction, manufacturing, retail / wholesale,
municipalities, trucking, professional organizations, non-profits, and more.
We provide Nationwide Coverage including vast experience in the "Test Audit" states. All audits are completed by experienced auditors that will provide your company with a quality premium audit.
Verified Audits: Our most widely used audit method, offering a thorough process equivalent to a physical audit, without an on-site visit. Policyholders securely upload records via a third-party encrypted portal, followed by a detailed telephone review of documents and business operations with an experienced premium auditor. This approach reduces cost, speeds turnaround time, and enhances convenience without sacrificing accuracy.
Our Verified Audit rates are significantly discounted from our Physical Audit rates due to the savings of travel time.
Physical Audits: Ideal when an on-site visit is required. Physical audits provide a complete review of records and operations in person. We recommend physical audits where state requirements, policy thresholds, and/or client preferences call for direct, on-site visits.
Telephone Audits: A cost-effective solution, ideal for smaller accounts. They are conducted via structured telephone interviews with the policyholder and information for the audit is obtained verbally. These audits offer quality results with flat-rate pricing.
Voluntary / Mail & Web Audits: Another economical solution, ideal for smaller accounts. Policyholders receive instructions to complete the audit via mail or through our third-party secure online portal. Once returned, results are directly submitted to the carrier or we can assist with quality review.
Audit Review Services: Need extra support? Our experienced Premium Audit Quality & Review Team can help clear back-logs, align with your guidelines, and serve as temporary or long-term solution for your premium audit department.